Health Care Reform FAQ's:

What is the Affordable Care Act?

(ACA) The law intended to address issues with our health care system by increasing access to health insurance, introducing reform and improving quality. Also referred to as the Patient Protection and Affordable Care Act (PPACA).

When can I enroll?

Open Enrollment is November 1, 2015 - January 31, 2016.

Can I still enroll if I have a pre-existing condition?

Yes, being sick does not keep you from getting coverage. Insurance companies can no longer rate or decline you based on health.

Why should I have coverage?

Health insurance not only helps you when you get sick, it also offers benefits such as first dollar preventive care for 10 minimum essential benefits. It also covers some health screenings, vaccines, and regular check-ups.

2016 Compliant Plans Must Include 10 ESSENTIAL HEALTH BENEFITS

What if I can't afford health insurance?

There are 2 different types of government subsidies to help you pay for health insurance in 2016. Contact a local agent for help in determining if you qualify.